Westpac Current Home Loan Interest Rates 2025 Australia. The other factor that will influence home loan interest rates in 2025 is the banking and lending market. Among australia’s big four banks, which dominate the home loans market, economists at both commonwealth bank and westpac currently expect the rba to start.

Westpac cuts interest rates by 0.25% p.a. Home loan interest rates as of january 2025.